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Itanagar, Mar 13: An awareness programme on “Digital Payments Awareness Week 2026” was organised at Dera Natung Government College (DNGC), Itanagar, in collaboration with the Reserve Bank of India (RBI) Itanagar sub-office on Friday. The programme aimed to promote financial literacy and educate students about the safe use of digital payment systems.
In his address, Dr. M. Q. Khan, Principal of DNGC, encouraged students to gain knowledge about banking processes and digital transactions. He expressed concern that people in Northeast India, particularly in Arunachal Pradesh, are increasingly becoming victims of online fraud. He thanked the RBI officials for selecting the college to conduct the awareness programme and for helping students and faculty understand various aspects of banking and digital security.
Addressing the programme, Ramjatan Kumar Paswan, Deputy General Manager of RBI Itanagar, informed that March 9-15, is observed every year as Digital Payments Awareness Week across the country. He noted that the RBI Itanagar sub-office has been functioning since 2023 to strengthen banking outreach in Arunachal Pradesh. He emphasized the need for citizens to remain alert against online frauds, advising people not to scan QR codes for receiving payments, avoid sharing OTPs, and be cautious of unrealistic offers. He also informed participants that victims of certain online fraud cases may receive compensation up to ₹25,000 under applicable terms and conditions. Paswan further highlighted career opportunities in RBI, particularly the Grade B officer recruitment for graduates.
The technical session on Digital Payments: Dos and Don’ts was delivered by Sanjeev Desai, Assistant Manager at RBI Itanagar. He explained different digital payment platforms such as debit and credit cards, ATMs, PoS machines, mobile wallets, UPI, AEPS, and the Central Bank Digital Currency (e₹). He also discussed secure digital banking services like NEFT, IMPS, and UPI, which enable fast and convenient 24×7 transactions.
Desai highlighted several types of cyber frauds, including card skimming, phishing links, QR code scams, OTP fraud, and risks associated with public Wi-Fi. Participants were advised never to share sensitive information such as OTPs, PINs, or card details with anyone. He also introduced customer protection mechanisms like the RBI Integrated Banking Ombudsman Scheme, the DigiSaathi helpline, and RBI Retail Direct for investment in government securities.
The session also provided an overview of career opportunities in RBI. Desai explained that recruitment is mainly conducted through Assistant and Manager (Grade B) posts, with selection through competitive examinations and interviews. The programme concluded with an interactive discussion with the participants.